The Next Housing Crisis Has No Bailout
The housing market is running out of safety nets, and this time the Fed won’t swoop in to save it—rate cuts won’t stop mortgage costs from staying stubbornly high.
That pressure is already showing up in rising foreclosure risks, as borrowers buckle under payments they can’t keep up with.
Now, desperate sellers are even resorting to shady tricks—like hiding overdue mortgages and bailing on deals at the last minute—leaving buyers burned and the market even shakier.
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‘The Fed Can’t Bail Real Estate Out’: Is a Foreclosure Crisis Looming?
Regardless of how much they cut rates, because of inflation and market expectations, mortgage rates are going to stay high – which is also going to impact foreclosures because the market has this perception that the Federal Reserve is going to bail real estate out, and the Federal Reserve can’t.
Sellers Are ‘Hiding Overdue Mortgage Payments And Backing Out On Closing Day’
A frustrated homebuyer has shared a warning for others in the market after losing out on a home purchase due to what they call a shady seller tactic: pretending to sell a home while “hiding overdue mortgage payments and then backing out on closing day.”
Beyond the Trophy: Why Mid-Cap Offices are Outperforming in Chicago’s Suburbs
Trophy assets with outsized operating costs continue to face headwinds, while mid-cap and Class B properties with the right fundamentals are absorbing space, signing leases and outperforming the averages.
Government Shutdown Threatens Thousands of Florida Home Sales
Florida’s housing market faces particular exposure to the NFIP lapse. As of Sept. 26, 2025, HW Data shows the state had 28,149 pending single-family homes with a $425,000 median price. Pending homes move in a median of 77 days. Many transactions now face delays without flood insurance coverage.
It Took the Longest Time to Sell a Home Since at Least 2016, if it Sold at All
In many markets, with sales down by 25% to 30% from pre-pandemic times, and with supply high, sales take a long time, and homes that don’t sell don’t get pulled off the market quickly but are allowed to sit longer to attract some interest, before they get pulled.
Demand for Mortgages to Purchase Homes Still in Deepfreeze
Demand for mortgages to purchase a home, with home prices still way too high, remained abysmally low. And the September spike in applications to refinance existing mortgages on this minuscule September dip in mortgage rates has unwound.
