Lowest Sales Ever. Investors Take Note.
The housing market just hit its lowest point for pending home sales ever recorded, sinking below even 2011 Housing Bust levels.
Four years of mortgage lock-in, rising insurance costs, and stubborn prices have pushed buyers and sellers to opposite corners.
Cracks are forming though, and motivated sellers are beginning to surface.
Distressed investors who have been patient are now stepping into position.
Top stories of the week
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Pending Home Sales Drop to Record Low in the Data, from Already Low Levels
Pending home sales hit a record low in January 2026, falling below even 2011 Housing Bust levels. High prices, mortgage lock-in, and rising insurance costs have kept the market frozen for a fourth consecutive year, with sales down 30-45% compared to 2019.
Zombie Foreclosure Rates by State
In Q1 2026, zombie foreclosures made up 3.27% of U.S. homes in the foreclosure process. Levels stayed low by historical standards, supported by strong demand and homeowner equity.
Personal Loans Surge Amid Affordability Struggles: It’s ‘the Middle-Class Refinancing Option
Personal loans are now the top driver of consumer credit growth, with originations hitting record highs as Americans consolidate record credit card debt. Subprime borrowers are fueling much of the surge, though relief remains limited with rates still reaching 24-30%.
Bring on the Supply just as Population Growth Slows to a Crawl
In 2025, builders started 1.36 million homes, enough for over 3 million people, while population growth slowed sharply. Single-family inventories hit post-2009 highs and while prices fell.
Builders Leaned Further Towards Higher Density As Single-Family Construction Fell in 2025
New construction ended 2025 down year-over-year, with single-family starts falling 6.9%. Multifamily building rose 18%, adding supply that should keep rents flat in 2026. Zillow forecasts home values will move sideways this year.
U.S. Added Millions of Households, but Austin’s Growth Stands Apart
Austin, Texas leads the nation in household growth, up 51% from 2014 to 2024 versus 13% nationally. Multigenerational demand from young professionals, families, and retirees continues fueling steady housing growth despite affordability challenges.
